Personal Accident Cover
Accidental Death and Disablement Benefit: Compensates the Insured benefit up to a maximum of MOP$1,000,000 against accidental death, total disability and dismemberment within 12 months of an accident.
Accidental Medical Expenses Benefit: Reimburses the Insured for injury sustained through an accident. Provides cover for outpatient, specialist, hospitalization expenses, surgical expenses, Chinese bonesetters and acupuncturists expenses.
Daily Hospital Income Cover
- Daily Hospital Income Benefit: Reimburses the Insured a daily hospital cash benefit up to 365 days when hospitalized. The maximum limit of this cover is MOP$1,250 per day.
- Intensive Care Unit Benefit: Daily hospital cash will be doubled up to 30 days if the Insured is confined to an intensive care unit.
- Long Term Hospitalization Benefit: Reimburses the Insured an extra long-term hospitalization benefit up to 30 days from the 31st day of hospitalization.
Critical Illness Cover
A lump sum will be paid to the Insured in the event of diagnosis of any of the 47 specified critical illnesses. The maximum limit of this cover is MOP$500,000.
Optional Cover - Senior Care Protection Plan
Separate Plan specially for parents and/or parents-in-law of the Primary Insured of AIG Voluntary Benefit Plan.